An agreement allowing individuals to acquire Apple Macintosh computers through incremental payments, typically spanning a defined period, is an alternative to direct purchase or traditional financing. Upon completion of the payment schedule, ownership of the device transfers to the lessee. This arrangement often necessitates higher overall costs compared to buying outright due to included interest and service charges.
This acquisition method provides immediate access to Apple’s computing technology without substantial upfront capital outlay. It can benefit individuals with limited credit history or those seeking flexible payment options. Historically, such agreements have enabled broader access to technology for segments of the population who might otherwise be excluded from ownership due to financial constraints. The total expense, however, commonly exceeds standard retail pricing.